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Privacy Policy

Your privacy is important to us | Last Updated: January 18, 2026

Our Commitment to Privacy
ZedCarHire Limited ("we", "us", "our") is committed to protecting your privacy and personal data. This Privacy Policy explains how we collect, use, store, and protect your information in compliance with Zambian data protection laws and international best practices.

1. Information We Collect

1.1 Personal Information

We collect the following types of personal information:

Data Category Examples Purpose
Identity Data Name, username, date of birth, gender, NRC/passport number Account creation, verification, compliance
Contact Data Email address, phone number, physical address Communication, service delivery
Financial Data Payment card details, mobile money numbers, bank account info Payment processing, invoicing
Business Data Company name, TPIN, PACRA registration, business address Business verification, tax compliance
Vehicle Data Registration numbers, photos, specifications, insurance details Marketplace listings, fleet management
Technical Data IP address, browser type, device info, cookies Security, analytics, user experience
Usage Data Login history, pages viewed, features used, search queries Service improvement, analytics
Marketing Data Communication preferences, marketing consent Marketing communications (with consent)

1.2 How We Collect Information

  • Direct Collection: Information you provide when registering, updating profile, listing vehicles, or contacting support
  • Automated Collection: Cookies, web beacons, and similar technologies tracking your Platform usage
  • Third-Party Sources: Payment processors, identity verification services, business registries (PACRA, ZRA)
  • Public Sources: Publicly available business information, social media (if you choose to connect)

1.3 Special Categories of Data

We generally do NOT collect sensitive personal data (race, religion, health, etc.) unless specifically required for a service and with your explicit consent.

2. How We Use Your Information

2.1 Legal Basis for Processing

We process your data based on:

  • Contract Performance: Processing necessary to provide services you've requested
  • Legal Obligation: Compliance with Zambian tax, accounting, and business laws
  • Legitimate Interests: Fraud prevention, security, service improvement
  • Consent: Marketing communications, optional features

2.2 Specific Uses

We use your information to:

  • Provide Services: Account management, booking processing, payment handling, customer support
  • Improve Services: Analytics, testing, feature development, user experience optimization
  • Communicate: Service updates, booking confirmations, support responses, marketing (with consent)
  • Security: Fraud detection, account verification, system monitoring, threat prevention
  • Compliance: Tax reporting, regulatory obligations, legal requests
  • Marketing: Promotional offers, new features, partner opportunities (opt-in basis)

3. Data Sharing and Disclosure

We Never Sell Your Data
ZedCarHire does not and will never sell your personal data to third parties for marketing purposes.

3.1 When We Share Data

We share your information with:

Partner Companies (Car Hire Businesses)

  • What's Shared: Your name, contact details, booking information, payment status
  • Why: To fulfill your vehicle rental booking
  • Legal Basis: Contract performance

Service Providers

  • Hosting: Cloud infrastructure providers storing our databases
  • Payment Processing: Payment gateways (Airtel Money, MTN Mobile Money, Zamtel, banks)
  • Communications: Email service providers, SMS gateways
  • Analytics: Website analytics tools
  • Security: Security monitoring and threat detection services

All service providers are contractually obligated to protect your data and use it only for specified purposes.

Legal Authorities

We may disclose your information when required by:

  • Court orders or legal proceedings
  • Law enforcement requests
  • Tax authorities (Zambia Revenue Authority)
  • Regulatory bodies (PACRA, Competition and Consumer Protection Commission)
  • Protection of rights, safety, and property

Business Transfers

In the event of merger, acquisition, or sale of assets, your data may be transferred to the new entity (you will be notified).

3.2 International Data Transfers

Your data is primarily stored on servers in Zambia. If data is transferred internationally, we ensure:

  • Adequate data protection safeguards
  • Standard contractual clauses
  • Compliance with applicable data transfer regulations

4. Data Access by ZedCarHire Personnel

Critical Disclosure - Database Administrator Access

You explicitly acknowledge and consent that:

  • Authorized Personnel Access: ZedCarHire employees including database administrators, system administrators, developers, and technical support staff have the ability to access your data stored in our systems.
  • Purpose of Access: This access is necessary for:
    • System maintenance and optimization
    • Database backups and recovery
    • Troubleshooting technical issues
    • Debugging software problems
    • Security monitoring and threat response
    • Performance tuning
    • Compliance audits
    • Customer support investigations
  • Access Controls: While our personnel CAN access data, we implement strict controls:
    • Need-to-know access principles
    • Role-based access permissions
    • Access logging and monitoring
    • Regular access reviews
    • Mandatory confidentiality agreements for all staff
  • Confidentiality Obligations: All personnel with data access are bound by:
    • Employment confidentiality agreements
    • Non-disclosure agreements (NDAs)
    • Professional conduct policies
    • Data protection training requirements
  • Prohibited Uses: Personnel are strictly prohibited from:
    • Accessing data for personal purposes
    • Sharing data outside approved channels
    • Using data for unauthorized commercial purposes
    • Downloading data to personal devices
  • Accountability: All data access is:
    • Logged with timestamps and user identifiers
    • Subject to regular audits
    • Monitored for suspicious activity
    • Violations result in disciplinary action including termination and potential legal proceedings

By using our services, you acknowledge that this level of access is technically necessary for platform operation and that we have implemented reasonable safeguards to protect your data while allowing essential administrative functions.

5. Data Security

5.1 Security Measures

We implement industry-standard security measures:

Technical Safeguards:

  • SSL/TLS encryption for data transmission
  • Encryption of sensitive data at rest
  • Secure password hashing (bcrypt)
  • Regular security updates and patches
  • Firewall protection
  • Intrusion detection systems
  • Regular vulnerability scanning

Organizational Safeguards:

  • Access controls and authentication
  • Staff training on data protection
  • Confidentiality agreements
  • Data breach response procedures
  • Regular security audits
  • Incident response team

5.2 Data Breach Notification

In the event of a data breach affecting your personal information, we will:

  • Notify affected users within 72 hours of discovery
  • Inform relevant authorities as required by law
  • Describe the nature of the breach
  • Provide guidance on protective measures
  • Outline remedial actions taken

5.3 Your Responsibilities

You are responsible for:

  • Maintaining confidentiality of your password
  • Using secure networks when accessing your account
  • Logging out after each session on shared devices
  • Reporting suspicious activity immediately

6. Data Retention

6.1 Retention Periods

Data Type Retention Period Reason
Account Information Duration of account + 7 years Legal and accounting requirements
Financial Records 10 years Zambian tax law compliance (ZRA)
Booking History 7 years Dispute resolution, accounting
Communication Records 2 years Customer service quality
Marketing Data Until consent withdrawn Consent-based processing
Analytics Data 2 years (anonymized indefinitely) Service improvement

6.2 Deletion Process

When retention periods expire or you request deletion:

  • Data is securely deleted from active systems
  • Backups are purged on next rotation cycle
  • Data required by law is archived securely
  • Anonymized data may be retained for analytics

7. Your Privacy Rights

7.1 Access Rights

You have the right to:

  • Access: Request a copy of your personal data we hold
  • Rectification: Correct inaccurate or incomplete data
  • Erasure: Request deletion of your data (subject to legal retention)
  • Restriction: Limit processing of your data in certain circumstances
  • Portability: Receive your data in a machine-readable format
  • Objection: Object to processing based on legitimate interests
  • Withdraw Consent: Opt-out of marketing communications anytime

7.2 Exercising Your Rights

To exercise these rights:

  1. Email privacy@zedcarhire.com
  2. Provide verification of your identity (NRC, passport, or account details)
  3. Specify which right you wish to exercise
  4. We will respond within 30 days

7.3 Complaints

If you believe we've violated your privacy rights:

  1. Contact our Data Protection Officer at privacy@zedcarhire.com
  2. If unresolved, you may lodge a complaint with relevant Zambian authorities
  3. You retain the right to seek legal remedies

8. Cookies and Tracking Technologies

8.1 What Are Cookies?

Cookies are small text files stored on your device when you visit our Platform.

8.2 Types of Cookies We Use

Cookie Type Purpose Duration
Essential Cookies Required for platform functionality (login, security) Session
Functional Cookies Remember preferences and settings 1 year
Analytics Cookies Track usage patterns, improve services 2 years
Marketing Cookies Deliver targeted advertising (with consent) 1 year

8.3 Managing Cookies

You can control cookies through:

  • Browser settings (most browsers allow cookie blocking)
  • Our cookie consent banner
  • Opt-out tools for specific tracking services

Note: Disabling essential cookies may affect platform functionality.

8.4 Third-Party Cookies

We use third-party services that may set cookies:

  • Google Analytics (website analytics)
  • Facebook Pixel (advertising)
  • Payment processors

These third parties have their own privacy policies.

9. Children's Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

If we discover we have collected data from a child under 18:

  • We will delete the information immediately
  • We will terminate the account
  • We will notify parents/guardians if possible

If you believe a child has provided us with personal information, contact privacy@zedcarhire.com

10. Changes to This Privacy Policy

We may update this Privacy Policy to reflect:

  • Changes in data protection laws
  • New features or services
  • Improved data practices
  • User feedback

When we make changes:

  • We update the "Last Updated" date
  • We notify users via email for material changes
  • We post announcements on the Platform
  • Continued use after changes constitutes acceptance

Previous versions are archived and available upon request.

11. Contact Us

Data Protection Officer

ZedCarHire Limited
Main Street Ibex
Lusaka, Zambia

Email: privacy@zedcarhire.com
Phone: +260 965 784 411
General Inquiries: info@zedcarhire.com

Office Hours: Monday-Friday, 8:00 AM - 6:00 PM CAT

Your Privacy Matters

At ZedCarHire, we are committed to protecting your privacy and handling your data responsibly. We believe in transparency and giving you control over your personal information.

By using our services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your personal data as described herein.

Last Updated: January 18, 2026
Version: 1.0
Effective Date: January 18, 2026

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